Katy, TX | S&T Seminar | May 2025 | ARE-18677

Timely Event at The Ranch Office in Katy, TX

Maximizing Social Security Benefits & Minimizing Taxes

Strategies to Help Increase Your Income and Reduce Taxation in Retirement

Event Details

The Ranch Office
25140 Kingsland Blvd STE 100
Katy, TX 77494

Event Options:

– Tuesday, May 20 at 6:30 p.m.
– Thursday, May 22 at 6:30 p.m.

Seating is limited. There is no charge to attend!

Event Details

The Ranch Office
25140 Kingsland Blvd STE 100
Katy, TX 77494

Event Options:

– Tuesday, May 20 at 6:30 p.m.

– Thursday, May 22 at 6:30 p.m.

Seating is limited. There is no charge to attend!

Do you have a plan to help maximize your Social Security benefits and minimize your taxes? Social Security may be one of the largest sources of income in retirement while taxes may be one of the largest expenses. Not properly planning for both can lead to less income in retirement.

Join us for a special event at The Ranch Office where we will discuss the following important topics:

What’s new and changing for Social Security and taxes in 2025.
The changing financial landscape for those approaching retirement.
The impact that proposed changes to tax laws, market volatility, high interest rates and rising inflation may have on your retirement income.²
Why taxes can be one of your biggest retirement expenses without a proper plan in place.
Immediate, actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”
How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
Claiming strategies, common mistakes to avoid and planning techniques to help you maximize your Social Security benefits.
How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
Planning for longevity, inflation, and future tax increases to ensure you won’t OUTLIVE your money in retirement.
And MUCH more!

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Taxes Declassified. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a strategy to maximize your Social Security benefits & minimize your taxation in retirement?
Don’t miss this information-packed event!

Days

Hours

Minutes

Seconds

Why attend?

This presentation combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current strategy that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Significantly Reduce Your Benefits

Don’t miss the chance to learn how to MAXIMIZE SOCIAL SECURITY and REDUCE some of your tax exposure in retirement, so you can create tax-efficient retirement income and potentially save thousands of dollars.

Meet Your Host

Jonathan English | Founder & President of Luca Wealth Management

As a native Texan hailing from South Texas, Jonathan’s roots run deep in the Lone Star State. He was born and raised in South Texas, where his family has lived since the mid-1970s. He also pursued his education at Texas State University in San Marcos, TX, where he honed his knowledge and skills in the field. Jonathan has spent over 20 years in the finance and investment management world, including 12 years with a large Investment firm in Houston, TX.

When he’s not immersed in his professional pursuits, Jonathan prioritizes quality time with his spouse, Joy, and their two children, Brynlee (14) and Brooks (12). Soccer plays a central role in their lives, with both children excelling in the sport and actively participating in soccer clubs in the Houston Area.

The family enjoys vacationing, indulging in snow skiing adventures and beach trips, and relishing those cherished weekends spent relaxing at home by the pool. These shared experiences strengthen their bond and provide a well-deserved respite from their bustling lives.

Jonathan’s professional licenses include the Series 65 Securities License and Life Insurance License, illustrating his commitment to maintaining the highest standards of professionalism and expertise. Notably, he is a dedicated advisor, placing the best interests of his clients at the forefront of every decision he makes.

With Jonathan’s vast experience, dedication to client success, and passion for the industry, he is poised to make a significant impact on your financial journey. Whether you’re seeking guidance in investment management, personalized financial planning, or comprehensive advice, Jonathan possesses the knowledge and skills to guide you toward your goals.

TX State License #2890435

TX State License #2890435

Investment advisory services are offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC-registered investment adviser. Foundations Investment Advisors, LLC (“Foundations”), LUCA Wealth Management, and Your Retirement Reality are unaffiliated companies.

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.