Bel Air, MD | Taxes & Social Security Workshop | July 2023

A COMPREHENSIVE, NON-CREDIT RETIREMENT COURSE LOCATED AT HARFORD COMMUNITY COLLEGE

Social Security & Tax Strategies in Retirement

Gain Control of Your Taxes & Keep More of Your Hard-Earned Money in Retirement

Event Details

Harford Community College
401 Thomas Run Road, Bel Air, MD 21015

– Thursday, July 13 at 6:00 p.m.

*Course payment of $40 per individual or couple is required prior to your event. Instructions will be provided upon registration.

Join us for a special presentation at Harford Community College while we discuss the following important topics for those in or nearing retirement:

What’s changing for taxes in 2023².
The impact that proposed changes to tax laws³, market volatility and rising inflation may have on your retirement income¹.
Why taxes may be one of your biggest retirement expenses without a proper plan in place.
Claiming strategies and planning techniques to help you get the most out of your Social Security benefits.
Immediate actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”
How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
How Social Security ties into your overall retirement income plan.
Ways you may be able to lock-in historically low tax rates now, before proposed tax changes³ go into effect.
How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
Planning for longevity, inflation and future tax increases to ensure you won’t OUTLIVE your money in retirement.
Tax strategies to help preserve more of your assets to create a lasting legacy for your loved ones.
Understanding other potential tax risks that may derail your retirement and how you may be able to avoid them.

Online Form - Bel Air, MD | Taxes & Social Security Workshop | July 2023 | ARE-14555

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. Nothing will be sold and there is no charge to attend!

REGISTRATION CLOSES IN:

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Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a plan for retirement income that may help you reduce your tax exposure and keep more of your hard-earned money.

Unnecessary taxes can be one of the BIGGEST expenses in retirement if not properly planned for.

Don’t miss the chance to learn how to REDUCE some of your tax exposure in retirement, so you can create tax-efficient retirement income and potentially save thousands of dollars.

FEATURED PRESENTER:

Eric Bowser, ChFEBC®, CRPC®

Chief Retirement Advisor | Safe Harbor Retirement Planners

As President of Safe Harbor Financial Group. and an Investment Advisor Representative for Safe Harbor Retirement Planners, Eric M. Bowser has made it his priority to assist people in finding a reliable and stable way to protect their assets. He shows a passion for his profession which is evident in his dedication to optimize the financial futures of others. Mr. Bowser strives to help inform his clients and accommodate their needs to ensure their confidence in him as their financial advocate. He has ten years of experience helping retirees reach their retirement goals. He strives to understand the unique needs of every client and implement conservative, low-risk plans to ensure a reliable and confident financial future.

Mr. Bowser utilizes an investment formula designed to maximize growth potential while minimizing risk. This unique investment strategy helps increase the likelihood of retirees to meet their retirement income needs. Mr. Bowser completed a business degree at the University of South Florida College of Business with a concentration in Finance and Marketing. He has achieved the designations of Chartered Retirement Planning Counselor (CRPC) and Chartered Federal Employee Benefits Consultant (ChFEBC). Eric enjoys exercising, playing basketball, and golfing. Most of his time is spent with his wonderful wife, Siobhan, and his three intelligent, beautiful, and fun daughters!

¹ https://www.kiplinger.com/taxes/tax-law/603037/tax-changes-and-key-amounts

² https://www.ssa.gov/cola/

³ https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

Advisory services are offered by Safe Harbor Retirement Planners a Registered Investment Advisor in the State of Maryland. Insurance products and services are offered through Safe Harbor Financial Group, an affiliated company. Safe Harbor Retirement Planner and Safe Harbor Financial Group are not affiliated with or endorsed by the Social Security Administration or any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.