Important Webinar for FL Residents

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Tax Planning for Retirement: Tips for Optimizing Your Tax Strategy

Gain Control of Your Taxes & Keep More of Your Hard-Earned Money in Retirement

If you have an IRA, Roth, 401k, 403b or any other retirement accounts, you don’t want to miss the opportunity to learn about:

  • Ways to potentially insulate your assets from excess taxation, regardless of the 2024 election results.
  • What’s new and changing for taxes and Social Security in 2024.²
  • The impact that proposed changes to tax laws³, market volatility and rising inflation may have on your retirement income¹.
  • Why taxes may be one of your biggest retirement expenses without a proper plan in place.
  • Immediate, actionable steps to help protect your savings from heavy, unnecessary “retirement taxes.”
  • How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
  • Ways you may be able to lock-in historically low tax rates now, before proposed tax changes³ go into effect.
  • Strategies to help you avoid “401k and IRA tax pitfalls.”
  • Social Security strategies to help minimize taxes on your benefits.
  • And MUCH more.

Privacy Policy: We protect your privacy. Information is confidential and never shared with any unaffiliated third parties. Please provide your best email and mobile phone to ensure delivery.

Webinar Dates & Times

– Tuesday, March 12 at 6:00 p.m. EDT

– Thursday, March 14 at 6:00 p.m. EDT

– Saturday, March 16 at 10:00 a.m. EDT


Why attend?

This webinar combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a plan for retirement income that may help you reduce your tax exposure and keep more of your hard-earned money.

Unnecessary taxes can be one of the BIGGEST expenses in retirement if not properly planned for.

Don’t miss the chance to learn how you may be able to REDUCE some of your tax exposure in retirement, so you can create tax-efficient retirement income and potentially save thousands of dollars.



Bill Decker
Owner of Navigating The Retirement Red Zone | Financial Advisor
Hello, I’m Bill Decker. I specialize in helping people financially prepare for retirement, or the fourth quarter of life. Using a holistic approach, I work with clients to help manage their resources by looking at the big picture with the strategic use of securities and insurance. Instead of just going day-to-day, we assess both long and short-term goals to help clients prepare for the future.

I am licensed to offer both securities and insurance to my clients. I will always offer recommendations that follow fiduciary requirements and independent advice based on your values and goals, and not internal or incentivized products.

The most significant influence in my life has been my grandfather. While growing up, he used to take me to the Yankee Stadium and see Yankee greats like Reggie Jackson, Thurman Munson, Ron Guidry, and many others. I loved spending my vacations with him at his home and family-owned restaurant where I saw first-hand how a dream, hard work, effort, and discipline could provide very satisfying rewards. He taught me about coin collecting, the value of money, and dedication and persistence.

All of these lessons and memories have lasted my lifetime. Those same fundamentals and values that my grandfather taught me years ago still apply today as I work with clients.

I have been married to my wife Kathy since 1994. I am the proud father of Bradley and Brittney Decker and humbled and grateful to be the grandfather of the amazing Kehlani Rose Decker.

© 2024 Taxes Declassified | Privacy Policy




* Martin H. Ruby. “The No-Compromise Retirement Plan, 2nd Edition.” Stonewood Financial (Publishers), 2019.

Investment advisory services are offered through HBW Advisory Services LLC. HBW entities are located at 3355 Cochran St., Suite 100, Simi Valley, CA 93063, (800) 473-3856. Bill Decker is an Investment Advisor Representative. HBW Insurance & Financial Services, Inc., dba, HBW Partners, and HBW Advisory Services and Navigating the Retirement Red Zone are separate entities that do not offer legal or tax advice.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information, you give consent to be contacted about the possible sale of an insurance, annuity, or securities product. Licensed Insurance Professional. Attend and learn how financial products, including annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. We are not affiliated with any government agency.