Caledonia, MI | TAX Dinner | October 2023 | ARE-15261

Complimentary Dinner at FireRock Grille at StoneWater Country Club in Caledonia, MI

Optimizing Your Tax Strategy & Surviving Market Volatility

Gain Control of Your Taxes & Keep More of Your Hard-Earned Money in Retirement

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Your choice of a delicious chicken, beef or vegetarian entrée.

Event Details

FireRock Grille at StoneWater Country Club
7177 Kalamazoo Ave SE
Caledonia, MI 49316

Dinner Options:

– FireRock Grille on October 17 at 6:00 p.m.
– FireRock Grille on October 19 at 6:00 p.m.

Seating is limited. A complimentary meal will be served. There is no charge to attend!

Preparing for retirement has never seemed so challenging. Join us for a complimentary meal and enlightening presentation at FireRock Grille at StoneWater Country Club. We will discuss the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk and potentially lower your taxes.

Here’s what we’ll cover:

What’s changed for taxes and Social Security in 2023², and what to expect in 2024.
Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
Strategies to help protect your assets from rising taxes and inflation now regardless of the next tax policy.
Planning for longevity, inflation and future tax increases to help ensure you won’t OUTLIVE your money in retirement.
Strategies to help plan for the next market downturn and protect your assets from market volatility.
Powerful tax strategies that can potentially generate tax-free retirement income.
When to claim Social Security in order to minimize tax consequences and maximize your benefits
How to plan for RMDs and strategically time your withdrawals so you don’t get hit with a big tax burden. Hint: The recent SECURE Act has made significant changes that impact RMDs.
How to create a customized retirement income & tax minimization strategy tailored to your unique needs & situation.
Understanding other common risks and mistakes that may derail your retirement plans and how you may be able to avoid them.
And much more!

Privacy Policy: We protect your privacy. Information is confidential and never shared with any unaffiliated third parties. Please provide your best email and mobile phone to ensure delivery.

Do you have a retirement tax strategy in place?
Don’t miss this information-packed event!

Days

Hours

Minutes

Seconds

If you have an IRA, Roth, 401(k), 403(b) or any other retirement accounts, you don’t want to miss the opportunity to learn about:

The changing financial landscape for those approaching retirement.
Tips and strategies to manage your tax exposure and help increase your retirement income.
Understanding tax laws³ and how they may impact your retirement income¹.
How you may be able to avoid unnecessary taxation on Social Security income & maximize your benefits.
Planning for longevity, inflation and future tax increases.
How to navigate RMDs and ensure you are harvesting your assets efficiently without paying more taxes than necessary.
Strategies to help plan for the next market downturn and protect your assets from market volatility.
How to create a customized retirement income & tax minimization strategy.

These presentations are extremely popular and seating is limited. Reserve your seat today to guarantee attendance!

Meet Your Host

Sarah Saum | Wealth Manager, Candor Wealth Strategies

Sarah Saum’s work in the financial industry has spanned over 15 years. During her tenure she has worked with clients from coast to coast of every demographic. However, she concentrates her focus on the Midwest region, mainly her hometown of Kalamazoo as well as Grand Rapids, Michigan. Also spending time in Chicago and the surrounding suburbs in Illinois where she grew up. With a combined focus of understanding both clients’ long and short-term goals she can create and execute a plan that includes proper financial planning, tax minimization planning and legacy planning.

Through her extensive experience, Sarah has developed a knack for making the financial planning experience one that does not have to be an intimidating experience. She excels in conveying understandable information to her clients, and prides herself on clarity and client understanding while working hard to exceed client expectations. This approach ultimately guides clients by providing the necessary tools to make informed decisions and work together on their financial path to success. Sarah does not take her fiduciary responsibility lightly and is committed to providing the highest level of service to clients through solid morals and ethics that focus solely on clients’ wellbeing.

One of Sarah’s many passions in the financial industry is advocating for and making sure women have a voice and understand their financial situation and goals. This way no matter what life throws at them they are prepared and have a dedicated advisor to lean on for assistance. Too many times she has seen women lose a partner and not know how to proceed in regard to their financial wellness. This sometimes leads to women being misled or taken advantage of. When we help inform ahead of time, then there are less questions and concerns at the time of need.

¹ https://www.kiplinger.com/taxes/tax-law/603037/tax-changes-and-key-amounts

² https://www.ssa.gov/cola/

³ https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

Advisory Services offered through CreativeOne Wealth, LLC an Investment Advisor. Candor Wealth Strategies and CreativeOne Wealth, LLC are not affiliated.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information, you give consent to be contacted about the possible sale of an insurance, annuity, or securities product. Licensed Insurance Professional. Attend and learn how financial products, including annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. We are not affiliated with any government agency.