Taxes DeclassifiedTaxes Declassified Join us for a complimentary, meal and eye-opening retirement discussion. You’ll discover ways to help reduce taxes on your retirement income, avoid IRS surprises, and learn strategies designed to help you keep more of what you’ve saved.
Get the answers to your biggest questions—and walk away with clarity, confidence, and the information you need to help create a strategy that’s built for today’s tax laws.
Secure your spot and learn how to help preserve what you’ve earned. Complimentary meal included. No cost. No pressure. Just clear answers. The contents of this presentation are best suited for those with at least $200,000 in investable assets.
– Wednesday, August 13 at 7:30 a.m.
– Thursday, August 14 at 12:00 p.m.
Shack Breakfast & Lunch
14810 Clayton Rd, Chesterfield, MO 63017
Ways to Help Pay Less in Retirement Taxes
Explore forward-looking strategies like Roth conversions, tax bracket management, and smart withdrawal sequencing.RMD Traps & Roth Opportunities
Learn how RMDs can increase your tax burden — and how Roth conversions may help reduce future required withdrawals.Timing Is Everything
Understand how to structure your income and withdrawals to help reduce taxes while taking steps to optimize Social Security benefits.How Many Retirement Plans Miss the Mark
Traditional investment strategies often ignore tax impact. Discover how today’s retirees are updating their plans to adapt.Keep More of What You’ve Earned
Strategies to help you preserve your nest egg, reduce taxes across accounts, and improve long-term income efficiency.Create a Legacy, Not a Liability
See how tax-smart estate planning can help you leave more to your family — and less to the IRS.
You worked hard to build your savings — but retirement isn’t just about what you’ve earned, it’s about what you keep. With rising tax pressure and changing laws, many retirees unknowingly lose income to poor withdrawal timing and outdated strategies.
This event helps you uncover what’s at risk — and gives you proactive ways to take control.
There's no better time to help reduce your tax exposure and create a more strategic income plan for retirement.
Preparedness
Many retirees don’t have a clear strategy for managing taxes once they stop working. This event shows you where to start.
Preservation
Taxes can be one of your biggest expenses in retirement. Learn ways to help reduce the impact and preserve your hard-earned savings.
Confidence
Understand your options and leave with clarity — no more guessing, no more “I wish I’d known this sooner.”
What’s your plan for reducing taxes on your income in retirement? How will RMDs, Social Security, and rising tax brackets affect you?
Many retirees don’t realize that one of their greatest expenses in retirement could be taxes — until it’s too late. This seminar will help you uncover missed opportunities and show you ways to plan more effectively for the long run.
How to Time Withdrawals Strategically
Learn strategies designed to help you avoid unnecessary taxes by aligning distributions with tax brackets and Medicare thresholds.
When Roth Conversions Make Sense
Learn how converting today could help reduce RMDs and taxable income tomorrow.
How to Avoid Overpaying the IRS on Your 401(k)
Most pre-tax retirement plans are future tax bills. Learn ways to help manage and reduce this potential burden.
Estate & Legacy Tax Efficiency
Help protect your heirs by reducing taxes on what you pass down.
Jason Williams is the principal and founder of Retirement By Design, a wholly-owned subsidiary of E-Cover Me, where he and his team prioritize helping their clients achieve financial stability. As Senior Benefits Advocates, they take a holistic approach to effective distribution planning through appropriate risk management.
Formally trained in retirement strategies and business continuation, Jason’s expertise lies in understanding, informing, and helping find strategies for his clients’ issues based on their age, risk tolerance, and long-term financial goals. Specializing in the senior market helps Jason to focus specifically on tax-preferred asset preservation for his clients.
Jason puts his clients’ best interests first to achieve maximum retirement income while controlling risk and providing confidence and financial stability. His focus on building a culture of accountability, integrity, communication, and successful planning are time-tested cornerstones of his practice.
Jason lives in Maryland Heights, Missouri, with his 16-year-old son Jackson. In their free time, they enjoy volunteering at animal shelters, traveling across the country to experience nature and their favorite beaches, and finding recipes from all over the world to make together for their family dinners.
Starting in the insurance and financial industry in 1992, Charlotte Fraser has spent the last three decades of her career helping her clients by utilizing asset preservation and accumulation techniques to help reduce their financial risk. Her focus is on long-term care, life insurance, annuities, and Medicare.
Charlotte’s approach to working with clients on their financial futures in retirement is focused on informing and direction. She enjoys helping to reduce and even potentially eliminate taxes on their Social Security, while still preserving what they have saved throughout their working life. Charlotte’s goal is to always help her clients utilize strategies that receive the highest possible return on their money, while also helping ensure it lasts through retirement and is safely passed on to heirs, churches, or charities.
“I help people uncover opportunities to save on taxes in retirement. With the right adjustments, you may be able to keep more of your income and worry less about the future. That’s why we host these events — to give you clarity, not confusion.”
What is Taxes Declassified?
Taxes Declassified is a national entity that partners with financial professionals all across the U.S. to offer unbiased information on the constantly changing tax laws and retirement strategies. There’s a knowledge gap as retirement approaches, and we’re here to help individuals like you determine the best course of action for your ideal retirement.
Who is this event for?
Our presentation is designed for individuals age 50-70 who are nearing retirement or those who have recently retired. To get the most from our events, attendees should have retirement savings ranging from $250,000 to $5,000,000. This ensures our content and strategies are more applicable to your unique financial situation.
Why are you hosting this event?
The information provided at these seminars is designed to help you better understand retirement planning strategies and potential risks. While the presenter may offer materials or share contact information, there is absolutely no obligation to schedule a meeting or purchase anything.
What’s on the menu?
Full Breakfast & Lunch Menu
Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Taxes Declassified. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend! The contents of this presentation are best suited for those with at least $200,000 in investable assets.
© 2025 Taxes Declassified | Privacy Policy
Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.
By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.
The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.