Timely Event at Pueblo West Library in Pueblo West, CO

Controlling Taxes in Retirement

Strategies to Help Protect and Grow Your Wealth

Event Details

Pueblo West Library
298 S Joe Martinez Blvd
Pueblo West, CO 81007

Event Options:

– Wednesday, July 23 at 5:30 p.m.

RSVP NOW!

Seating is limited and there is no charge to attend.

Preparing for retirement has never been so challenging. Join us for an enlightening presentation at Pueblo West Library. We will discuss the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk and potentially lower your taxes.

Here’s what we’ll cover:

  • What’s new and changing for taxes and Social Security in 2025.
  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • Strategies to help protect your assets from rising taxes and inflation now regardless of the next tax policy.
  • Planning for longevity, inflation and future tax increases to help ensure you won’t OUTLIVE your money in retirement.
  • Strategies to help plan for the next market downturn and protect your assets from market volatility.
  • Powerful tax strategies that can potentially generate tax-free retirement income.
  • When to claim Social Security in order to minimize tax consequences and maximize your benefits
  • How to plan for RMDs and strategically time your withdrawals so you don’t get hit with a big tax burden. Hint: The recent SECURE Act has made significant changes that impact RMDs.
  • How you may be able to create a customized retirement income & tax minimization strategy tailored to your unique needs & situation.
  • Understanding other common risks and mistakes that may derail your retirement plans and how you may be able to avoid them.
  • And much more!

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a retirement tax strategy in place?
Don’t miss this information-packed event!

Days
Hours
Minutes
Seconds

If you have an IRA, Roth, 401(k), 403(b) or any other retirement accounts, you don’t want to miss the opportunity to learn about:

  • The changing financial landscape for those approaching retirement.
  • Tips and strategies to help manage your tax exposure and help increase your retirement income.
  • Understanding tax laws³ and how they may impact your retirement income.
  • How you may be able to avoid unnecessary taxation on Social Security income & maximize your benefits.
  • Planning for longevity, inflation and future tax increases.
  • How to navigate RMDs and ensure you are harvesting your assets efficiently without paying more taxes than necessary.
  • Strategies to help plan for the next market downturn and protect your assets from market volatility.
  • How you may be able to create a customized retirement income & tax strategy.

These events are extremely popular and seating is limited. Reserve your seat today to guarantee attendance!

Yes, I Want To Attend

Meet Your Host

Chad Heberly, Prospera Financial
Chad Heberly has been serving financial clients and the local community for over two decades. His wealth of knowledge and experience makes him a standout leader, guiding people and organizations towards financial success. Chad’s ability to support clients with a practical, make-sense approach has earned him an unparalleled reputation in the industry.

Throughout his career, Chad has provided leadership to numerous companies and non-profits. He has a passion for helping clients navigate financial landscapes, helping ensure their strategic decisions are well-informed and aligned with their goals. Whether he’s working with business owners or advising individuals, Chad brings a sense of calm and confidence to every interaction.

He holds a Diploma of Graduation from the Graduate School of Banking at Colorado, with a concentration in Asset and Liability Management. Chad also earned a Bachelor’s Degree in Economics and Management, with a minor in Business Administration, from Colorado State University–Pueblo.

He has achieved multiple licenses include FINRA Series 6, 7, 26, 63, and 66 licenses, as well as the Accredited Investment Fiduciary (AIF) Designation. He also holds various insurance licenses in Property & Casualty, Life, and Health.

Chad is actively involved in the community, serving as a Director and Trustee for the CSU-Pueblo Foundation and the Pueblo Economic Development Foundation. He chairs the Pueblo County Business Resource Oversight Commission and is a Finance Committee Member for both the YMCA of Pueblo and the Pueblo City/County Library Foundation.

Outside of work, Chad enjoys snowboarding, spending time with his family, and searching for his golf ball in the rough. Most of all, he loves helping his clients achieve financial confidence through strategic decision-making.

Chad Heberly’s blend of professional expertise and personal integrity makes him a pivotal figure at Prospera Financial, where his leadership continues to make a positive impact on clients and the community.
Sign Up Now!

© 2025 Taxes Declassified | Privacy Policy

Licensed Insurance Professional. Prospera Financial, Prospera Investment Advisors and Your Retirement Reality are unaffiliated companies.

Prospera Financial is a separate entity providing insurance products and solutions, owned by Chad Heberly. These offerings include life insurance, annuities, and other safe money solutions designed to support your financial goals.

While Prospera Financial operates independently, Chad Heberly also owns Prospera Investment Advisors, a registered investment advisory firm providing fee-based financial planning and investment management services. This common ownership may create potential conflicts of interest when insurance products are recommended to clients of Prospera Investment Advisors. Insurance products offered through Prospera Financial may involve commission-based compensation, which differs from the fee-based structure of investment advisory services.

Prospera Financial is committed to ensuring that all recommendations are based on your individual financial goals, needs, and best interests. For more information about our services or to address any concerns about conflicts of interest, please contact us using the contact form.

*Information is applicable to all events conducted by its collective members through Taxes Declassified from 2016-2025.

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.