You're invited!

Controlling Taxes in Retirement: Strategies to Help Protect and Grow Your Wealth

Join your local host at Dolphin Bar and Shrimp House on Thursday, April 24 or Tuesday, April 29 at 6:00 p.m. for a complimentary dinner and timely, informative tax minimization and retirement income planning seminar. During this event, we’ll discuss:

  • The Importance of Tax Minimization Planning in Retirement: How a tax strategy could help maximize your retirement income.
  • Common Tax Risks in Retirement: Identifying challenges such as taxable income reliance, RMDs, and Social Security taxes.
  • Tax Diversification Strategies: Exploring the "Three Tax Buckets" to help balance taxable, tax-deferred, and tax-free accounts.
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Seating is limited. This is a no-cost, no-obligation event.

Join the thousands who have attended Taxes Declassified's nationwide events and walk away with newfound confidence and actionable retirement strategies.*

Event Details

Location

Dolphin Bar and Shrimp House
1401 NE Indian River Dr, Jensen Beach, FL 34957

Date & Time

– Thursday, April 24 at 6:00 p.m.

– Tuesday, April 29 at 6:00 p.m.

What's on the menu?

Your choice of a Fish, Chicken, or Porkchop entrée.

Registration Closes In:

19 Days
15 Hours
05 Minutes
17 Seconds
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There's no better time to reevaluate your tax minimization and retirement income plan to help ensure you won't outlive your money. At this seminar, we'll discuss:

  • Roth IRA Conversions: Benefits and potential consequences of converting to a Roth IRA.
  • Managing Required Minimum Distributions (RMDs): Strategies to potentially reduce taxes on mandatory withdrawals.
  • Impact of Stealth Taxes: Costs like capital gains, inheritance, and state taxes that can affect retirement.
  • Inflation: Strategies to help protect purchasing power against rising costs.
  • Leveraging Tax Deferral: Ways to help maximize investments with tax-deferral benefits.
  • Using Life Insurance for Tax Efficiency: Opportunities to provide protection for beneficiaries and receive tax-free income in retirement.
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Why Attend?

01

Preparedness

People thinking ahead and preparing for an early retirement or looking to reach their goals and live the lifestyle they envision.

02

Preservation

Pre-retirees or retirees who have done a really good job at saving for retirement and want to do everything they can to preserve and protect their assets.

03

Confidence

Those who don’t currently have a retirement strategy in place or are looking for a second opinion to make sure they have considered all the strategies available to them.

Protect your financial future.

Stop worrying about your financial future as retirement approaches. Our events are designed to address your concerns and provide you with the latest tools and strategies you need to create a holistic plan by focusing on these core pillars of retirement income planning…

Tax-Efficient Retirement
Income

Discover ways to help reduce your tax burden and keep more of your hard-earned money.

Investment Strategies for Volatile Markets

Learn how to help protect your wealth and invest it comfortably, even in uncertain markets.

Longevity & Legacy
Planning

Ways to help ensure your income lasts as long as you do and pass on a lasting legacy.

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Your Presenters

Mike Terrio CRPC, AAMS | President
Michael Terrio is the founder and President of The Terrio Group. Michael believes that communication and interaction with his clients on a regular basis is key to understanding their financial planning needs and assisting them in realizing their financial and retirement goals. The firm covers all areas of financial management, from investment and retirement planning to risk management, strategic income planning and legacy conservation.

Michael believes that at the nucleus of a successful retirement plan must be comprehensive, cohesive financial strategy. This strategy must be tailor-made to fit each individual’s unique needs, thus enabling it to meet both short and long-term objectives. Each client is given watchful attention, monitoring their progress and making adjustments as necessary for changing economic climate. Michael has been the keynote speaker for several informational events. He also speaks nationally for the armed forces at Yellow Ribbon Events. His goal is to help soldiers that are being deployed or returning from service to make sound financial decisions. He has been quoted in The Wall Street Journal and is often asked to share financial tips and advice at several local news stations. Michael enjoys spending time with his wife, Kaycee and their boys — Cash and Brady.
Morgan Neale | Vice President

Morgan Neale is the Vice President of Financial Planning at The Terrio Group. Morgan moved to Florida in 2024 with her husband and joined The Terrio Group in 2025. During her professional career in MT, she worked with a team who managed $9 billion in assets where she was taught the value of building relationships with others to help enrich every aspect of their life. Growing up in Montana, and being raised in agriculture and family businesses, Morgan provides a unique perspective on the compounding benefit of hard work, problem solving and versatility. By developing a relationship with her clients, Morgan creates customized plans that are tailored for their specific needs and assisting them in realizing their dreams and aspirations. Her mission is to educate and empower clients to live the life they dream of, with peace of mind knowing their financial goals are on track. Outside of work, Morgan enjoys spending time with her husband, Alex, and their corgi, Nessie.

Frequently Asked Questions

What is Taxes Declassified?

Taxes Declassified is a national entity that partners with financial professionals all across the U.S. to offer unbiased information on the constantly changing tax laws and retirement strategies. There’s a knowledge gap as retirement approaches, and we’re here to help individuals like you understand the best course of action for your ideal retirement.

Who is this event for?

Our presentation is designed for individuals age 50-70 who are nearing retirement or those who have recently retired. To get the most from our events, attendees should have retirement savings ranging from $500,000 to $5,000,000. This ensures our content and strategies are more tailored to your unique financial situation.

What’s on the menu?

Your choice of a Fish, Chicken, or Porkchop entrée.

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

© 2025 Taxes Declassified | Privacy Policy

¹ https://www.kiplinger.com/taxes/tax-law/603037/tax-changes-and-key-amounts

² https://www.ssa.gov/cola/

³ https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

Investment advisory services offered through duly registered individuals on behalf of Motiv8 Investments, an SEC Registered Investment Advisory Firm. Motiv8 Investments, The Terrio Group, and Taxes Declassified are unaffiliated entities. Licensed Insurance Professional.

Investment advisory services offered through Motiv8 Investments LLC, a registered investment adviser. Registration does not imply a certain level of skill or training. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance

*Information is applicable to all events conducted by its collective members through Taxes Declassified from 2016-2025.

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.