California | TAX Webinar | April 2025 | ARE-18439

Important Webinar For CA Baby Boomers

Retirement Taxes Declassified Webinar

How to Reduce the Role of the IRS & Your Taxes In Retirement

It may be easier to save $10,000 in taxes in retirement than it is to generate $10,000 more in retirement income. Have you addressed your tax strategy for retirement or will the IRS get more than their fair share?

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Webinar Dates & Times

– Tuesday, April 8 at 7:00 p.m. PDT

– Thursday, April 10 at 7:00 p.m. PDT

– Saturday, April 12 at 10:00 a.m. PDT

REGISTRATION CLOSES IN:

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During this Virtual, Information-Packed Event, You Can Discover:

The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.
Why taxes can be one of your biggest retirement expenses without a proper plan in place.
Immediate actionable steps to help protect your savings from heavy, unnecessary “retirement taxes.”
How to lock-in historically low tax rates now, before taxes increase.
Strategies to help you avoid “401k and IRA tax pitfalls.”
How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
And MUCH more!

Unnecessary taxes can be one of the BIGGEST expenses in retirement if not properly planned for.

Don’t miss the chance to learn how to REDUCE some of your tax exposure in retirement, so you can create tax-efficient retirement income and potentially save thousands of dollars.

FEATURED PRESENTER:

Joseph Mignogna

Founder of Standard & First

With over 35 years of experience in the financial sector, Joe Mignogna has encountered a large number of retirement situations, each presenting unique challenges. Throughout his career, Joe has become aware of the risks associated with market volatility and taxation and how these factors can be damaging to an individual’s savings.

“Avoiding potential pitfalls is not just about strategies,” Joe emphasizes. “It’s first and foremost about helping clients understand effective options within the tax code while helping them keep more of their assets.” He believes in helping clients have more than enough for their financial needs and, when desired, to provide a legacy they might wish to leave for their children and grandchildren.

Joe’s belief is that client relationships must be built on dedication. Dedication shows commitment to long-term, compassionate relationships that help clients understand the goals, concerns, and emotions that they have about their retirement assets and income.
With clients in multiple states nationwide, his guiding principle is straightforward: treat others as you would like to be treated.

In a constantly evolving financial and retirement income landscape, Joe is dedicated to staying informed. He keeps current with the latest IRS regulations and financial guidelines, helping to ensure that his clients receive well-informed guidance.

Standard & First is proud to be affiliated with Taxes Declassified. This partnership allows us to offer you enhanced services by leveraging its resources and industry expertise to help ensure clients are guided toward financial well-being with confidence and precision.

Holding a BA in psychology with a minor in debate, Joe uses his background and decades of helping people to facilitate meaningful discussions that uncover each client’s unique needs. When he’s not busy developing strategies for the future, he enjoys spending time with his family.

CA License #0626863

**Although qualified withdrawals from a Roth IRA are tax free, when converting a Traditional IRA into a Roth IRA, the entire converted taxable amount is reportable as income in the year of conversion.

CA License #0626863 | Standard & First offers insurance products and services. Standard & First and Taxes Declassified are unaffiliated companies. Licensed Insurance Professional.

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.