Littleton, CO | Taxes & Retirement Workshop | December 2022 ARE-13193

Complimentary Workshop at Columbine Library in Littleton, CO

Optimizing Your Tax Strategy & Surviving Market Volatility

Gain Control of Your Taxes & Keep More of Your Hard-Earned Money in Retirement

Do you have a plan to ensure you won’t pay more than your fair share to the IRS? With NEW legislation that may increase tax rates, a growing national debt, market volatility and uncertainty around future Social Security benefits, there are a lot of unknowns and risks in retirement to consider. Is your existing strategy strong enough to survive?

Join us for an informative workshop to learn about the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk and potentially lower your taxes.

Event Details

Columbine Library
7706 W. Bowles, Littleton, CO 80120

Event Options:

– Wednesday, December 14 at 6:00 p.m.

– Thursday, December 15 at 6:00 p.m.

Join us for a special presentation at Columbine Library while we discuss the following important topics for those in or nearing retirement:

What’s changing for taxes and Social Security in 2023².
The impact that proposed changes to tax laws³, market volatility and rising inflation may have on your retirement income¹.
Why taxes may be one of your biggest retirement expenses without a proper plan in place.
Immediate actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”
How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
Ways you may be able to lock-in historically low tax rates now, before proposed tax changes³ go into effect.
Planning for longevity, inflation and future tax increases to ensure you won’t OUTLIVE your money in retirement.
Social Security strategies to help minimize taxes on your benefits.
Tax strategies to help preserve more of your assets to create a lasting legacy for your loved ones.
Understanding other potential tax risks that may derail your retirement and how you may be able to avoid them.

Online Form - Littleton, CO | Taxes & Retirement Workshop | December 2022 ARE-13193

This event is not sponsored or affiliated with the Columbine Public Library. Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. Nothing will be sold and there is no charge to attend!

REGISTRATION CLOSES IN:

Days

Hours

Minutes

Seconds

Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a plan for retirement income that may help you reduce your tax exposure and keep more of your hard-earned money.

Unnecessary taxes can be one of the BIGGEST expenses in retirement if not properly planned for.

Don’t miss the chance to learn how to REDUCE some of your tax exposure in retirement, so you can create tax-efficient retirement income and potentially save thousands of dollars.

FEATURED PRESENTERS:

Erik Bowman

Wealth Advisor & Owner of Bowman Financial Strategies

Erik Bowman, RICP®, NSSA® began his financial career in 2009 as CEO of Sun Energy Funding, a renewable energy financing company. His desire for personal and professional growth led him to a role at a global financial firm as Regional Vice President managing and mentoring a team of 20 financial advisors. In the years that followed, Erik was compelled to create a boutique financial firm focusing on the important and complex transition people make into retirement. Erik’s firm, Bowman Financial Strategies, provides detailed retirement planning, retirement investment, Social Security filing, and retirement distribution strategies focusing on tax efficiency. His clients benefit from years of financial planning experience, meaningful accreditation and investment in the tools required to perform complex analysis in an understandable way. Erik’s goal is to help clients live the retirement they envision and help alleviate anxiety with clear, concise advice so clients can make confident decisions. Erik holds FINRA series licenses including the Series 66 (Uniform Combined State Law Examination), Series 7 (General Securities) and Series 24 (General Securities Principal Qualification). In addition, Erik is life insurance licensed and holds Long-Term Care certification in the state of Colorado.

Erik is an accomplished public speaker delivering numerous workshops per year since 2012 focusing on pension planning, Social Security filing and tax-efficient distribution strategies during retirement. He has presented to over 1,000 attendees and believes providing this valuable information to the community is an obligation—one he gladly continues today.

In his continuing effort to help people learn about the complexities and strategies associated with retirement, Erik hosts the Uncommon Cents podcast, a podcast dealing with essential topics relating to retirement planning. Erik is an avid guitar player enjoys playing lead guitar at his church, plays pickle ball, mountain bikes, golfs and enjoys travel with his wife and family.

Erik graduated from the University of Colorado with a Bachelor of Science in Business Administration and earned Distinguished Military Graduate for his class. Erik served six years of active duty in the U.S. Army, first as a combat medic from 1986-1989 in West Germany. While there, and one of Erik’s most memorable moments in life, he provided lifesaving CPR to a four-year-old boy. For this, the U.S. Army awarded him the Army Commendation Medal and inducted him into the 7th Corps Hall of Dragoons. Erik then received his Army commission in 1995 from the University of Colorado, Army ROTC program as a Second Lieutenant and served as an Armor Officer until December 1998 at Fort Knox, Kentucky.

Erik is married to his beautiful wife of more than 25 years, Heidi. They have four children and live in Castle Pines, CO.

Tim O'Leary

Wealth Advisor

Tim O’Leary is a CERTIFIED FINANCIAL PLANNER™ professional. He has been in the Financial Industry for over 25 years with various highly reputable organizations. Tim graduated with a BBA in Management from Iowa State University and completed the Executive Financial Planner Program at San Diego State University. He is Life, Accident and Health insurance licensed and holds the security industry Series 65, 7, 9/10 and other securities industry licenses.

Tim is driven to make significant impact in helping his clients identify and achieve their retirement and financial goals.

¹ https://www.kiplinger.com/taxes/tax-law/603037/tax-changes-and-key-amounts

²https://www.ssa.gov/cola/#:~:text=Social%20Security%20and%20Supplemental%20Security,increase%205.9%20percent%20in%202022.&text=Read%20more%20about%20the%20Social,maximum)%20will%20increase%20to%20%24147%2C000.

³ https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

Investment Advisory Services offered through CreativeOne Wealth, LLC, a SEC registered investment adviser. CreativeOne Wealth, LLC and Bowman Financial Strategies are unaffiliated entities.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.